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Mortgage rates were mostly flat for the last week of October with a minor uptick taking place on as the week came to a close and the month of November kicked off.
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When deciding if it is worth refinancing your mortgage, you need to consider more than attractive interest rates. You should also consider the amount of closing costs involved (typically around 2 percent of the total loan amount) and whether the potential monthly savings will justify the costs of refinancing.
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It is true that the average FICO score for all closed loans in January was 726, but there are plenty of people taking advantage of the low credit score requirements.
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