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FHA loans also require the home to meet certain conditions and the appraisal must be conducted by an FHA-approved appraiser. Upfront Mortgage Insurance Premium (UFMIP) – This is the one-time, upfront payment required when using an FHA loan. This is at a rate of 1.75% of the home loan. So, if your FHA loan is for $250,000, then your UFMIP is.
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The City of Pensacola’s HOME First-Time Home Buyers Program is designed to assist low income families to obtain affordable housing. HOME funds will provide down payment and closing cost assistance up to exceed $10,000, which is offered in the form of a forgivable loan.
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