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“In 2010, almost half a million African-Americans were at risk of foreclosure, and by 2014 more than 240,000 had lost their homes. Foreclosures directly destroy housing wealth and have a lasting.
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Home equity is the difference between the current market value of your home and the amount you still owe on any mortgage or loan that are secured by your home. The borrowing amount is determined by calculating the value of your house and subtracting the mortgage amount and any other outstanding loans that are secured by your home.
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