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A “safer” payday loan sounds like an oxymoron. Critics have branded these notoriously high-cost loans as debt traps that cause borrowers to go ever deeper in the hole. Thanks to a recent regulatory.

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DURHAM, NC–(Marketwired – January 17, 2014) – More good news: Wells Fargo Bank and US Bank announced this morning that they will discontinue their 225-300% annualized-interest-rate payday loan.

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