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5 Little Known Mortgage Facts – New Florida Mortgage

It’s important that no major changes occur in your financial life. Quitting your job, taking out a new loan, or missing a credit card payment after getting pre-qualified could jeopardize your mortgage approval. How many of these facts and myths about mortgage lending did you know?

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Economic facts also indicate that the U.S. economy added 263,000 jobs in the month of April. We had a feeling this was going to happen when we reported some encouraging statistics to you in our previous blog. In fact, our optimism has begun to glow as the Florida sun has gotten warmer with spring.

A little. how large of a mortgage borrowers can afford, most like to see that your combined debts, such as your new mortgage, car payment and student loans, equal less than 36% of your gross income.

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For consumers purchasing or refinancing a home with less than 20% equity or 20% down, there’s a little-known fee that will apply to the total mortgage payment, effectively inflating the monthly.

These loans, insured by the FHA, require a down payment of as little as 3.5. Florida, in August 2010. He was helped by Certified Mortgage Planners of Orlando, who negotiated the FHA-backed loan.

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