It’s important that no major changes occur in your financial life. Quitting your job, taking out a new loan, or missing a credit card payment after getting pre-qualified could jeopardize your mortgage approval. How many of these facts and myths about mortgage lending did you know?
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A little. how large of a mortgage borrowers can afford, most like to see that your combined debts, such as your new mortgage, car payment and student loans, equal less than 36% of your gross income.
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For consumers purchasing or refinancing a home with less than 20% equity or 20% down, there’s a little-known fee that will apply to the total mortgage payment, effectively inflating the monthly.
These loans, insured by the FHA, require a down payment of as little as 3.5. Florida, in August 2010. He was helped by Certified Mortgage Planners of Orlando, who negotiated the FHA-backed loan.
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